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Direct Deposit / Allotment
An easy alternative to waiting in line to cash your check.
TIC Federal Credit Union
offers you the option to have preauthorized deposits and allotments
(i.e., payroll checks, Social Security or retirement checks,
or other government checks) to your Regular Savings account
or Checking account as long as the payee has the ability to
do so.
To take advantage of this free service, you must authorize and set up any direct
deposit or allotment to your account(s) by:
- Seeing a Full Service Representative
at one of our four locations,
- Contacting a Communications Center Representative
at 706.320.8500, OR
- Contacting your payroll office or the
government agency through whom you are paid.
If you decide to contact
your payroll office or government agency, you will need to
provide them with your member number, TIC's routing number,
and inform them of which account you would like your deposit/allotment
to go to (i.e., savings or checking).
TIC's routing number is:
2611-7167-1
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Automatic Transfer
Do you try to save money each pay period, but you cannot
keep yourself from spending it?
Consider setting up an automatic
transfer. When you have an electronic direct deposit or allotment
to your TIC account, every time you are paid you can have
a set amount automatically transferred to one or more TIC
savings accounts(i.e. Regular Savings, Christmas Savings,
Tax Savings, Follow-Me Account, IRA), to your TIC checking
account, or another TIC member's account.
To take advantage of this free service, please contact TIC by:
- Seeing a Full Service Representative
at one of our four locations,
OR
- Contact a Communications Center Representative
at 706.320.8500
Electronic
Withdrawal / Electronic Funds Transfer (EFT)
Did you forget to pay a bill and "snail mail"
would not be fast enough to make the payment due date?
Most companies today are
able to accept check-by-phone or check-by-internet. In this
situation you will need to know what information to give to
the company in order to have the funds deducted from your checking account. For the funds to be deducted from
your checking account, you will need to provide the company
with the following:
- TIC's Routing Number,
- Your complete account number,
AND
- In most cases, a check number
You can find all of this
information at the bottom of your checks (share drafts). The
example below will help you locate this information:
In some cases, companies
have the ability to draft funds from your savings account through EFT. If you would like the funds to be drafted from
your savings account you will need to provide the following:
- TIC's Routing Number (2611-7167-1),
AND
- Your Member Number, which can be found
on your TIC Membership Card or by asking a TIC Representative
at one of our locations.
To view the fee schedule, click here.
Note: NSF fees may
apply to any returned items.
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Electronic
Wire
Do you need to send money and "snail
mail" is simply not fast enough? Or do you have an emergency
and you need family or friends to send you money fast?
The answer to your problem
is a "financial institution-to-financial institution"
wire transfer. It is fast, secure, and the money is directly
deposited to the account you specify. TIC allows you to send
wires from any of your TIC Savings or Checking accounts and
receive wires to your TIC Regular Savings and Checking account.
OUTGOING
WIRE - When wiring money to another financial
institution you will need to:
- Determine the amount of money you
want to send.
- Get the name of the person you are
wiring the money to, their financial institution's routing
number, and the account number of the person you are
wiring the money to. If you cannot find the financial
institution's routing number, go to their Web site,
where it is usually listed, or call them. You will also
want the financial institution's address and phone number.
- Come to one of TIC's locations and complete a Wire Request Form.
You may also call a Communications
Center Representative at 706.320.8500 if your account has
been set up with a Wire Request password.
If your account has not
been set up with this password you may do so by coming to
one of TIC's locations and filling out the Wire Request Form, or by calling a Communications
Center Representative to have a Wire Request Form mailed
to you. You will need to have the same information as if
you were sending the wire. This password will allow you
to send money to the account you specify whenever you need
to by simply calling a Communications Center Representative.
Note: TIC will be unable
to complete any wire requests over the phone without a Wire
Request password designated specifically for the institution,
account name and number that is to receive the wire.
INCOMING
WIRE - When wiring money to a TIC account from
another financial institution you will need to:
- Determine the amount of money you
want to send.
- Provide the financial institution
from which you a sending the wire with the following
information:
- Name of financial institution receiving wire:
Georgia Central Credit Union
- City: Duluth
- State: Georgia
- ABA Number (routing and transit): 261184367
- For Deposit: TIC Federal Credit Union
- Account Number: 261171671
- F.F.C.: The account owners name and their
TIC account number (specify savings or checking)
See the fee
schedule for the current Incoming/Out-going Wire fees.
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Western
Union Commercial Money Order (CMO)
For the times when you need to get
funds to an individual quickly, a Western Union CMO can help.
You may transfer any
amount up to $10,000 to any Western Union office in the country,
and delivery of the funds is normally within two hours from
the time of request. The request must be made in person at
one of our locations.
Make your request before 4:00 pm to ensure same day availability.
To have a CMO processed you
will need to have the following:
- The name of the person you are sending
the money to, and
- The name of the City and State where
that person is located.
After sending the CMO, the
recipient can go to any Western Union located in the city
and state where the CMO was sent and receive the money by
presenting valid identification.
You can also send money
to yourself simply by calling a Communications Center Representative
if your account has been set up with a CMO password. To obtain
a CMO password, see a Full Service Representative at one of
our locations or contact
a Communications Center Representative at 706.320.8500 to
have a Western Union CMO Request form mailed to you.
Note: TIC will be unable
to process any Western Union CMO requests over the phone without
a CMO Request password. CMOs requested by phone can only be
sent in the name of persons who are joint on your TIC account.
See the fee
schedule for the current Western Union Commercial Money
Order fee. |
