As a member of TIC Federal
Credit Union, you have advantages over other car buyers with
TIC's low-rate loans and convenient auto-financing guide.
Auto Center helps you through the auto-financing or refinancing
process by providing you the tools and resources to help you
finance a new or used vehicle with the right loan and interest
rate.
Auto, Boat, Motorcycle and RV Loan
Rates
Now is the
time to purchase that new or used car, truck, van,
SUV, boat, motorcycle or RV. TIC is offering rates
as low as 6.50% APR for 60 months!
|
|
New
or Used Vehicles |
Term |
APR*
With Payroll Deduction (1,2) |
APR*
Without Payroll Deduction (1,2) |
| Up to 24 Months |
|
As low as 5.75% |
| 25-36 Months |
As low as 5.75% |
As low as 6.00% |
| 37-48 Months |
As low as 6.25% |
As low as 6.50% |
| 49-60 Months |
As low as 6.50% |
As low as 6.75% |
| 61-72 Months3 |
As low as 6.75% |
As low as 7.00% |
| 73-84 Months3 |
As low as 7.25% |
As low as 7.50% |
| 1 |
All rates may vary
depending on each individual's credit history and underwriting
factors. |
| 2 |
Rates quoted for terms 24-71 months
are based on minimum loan amount of $15,000. For loan
amounts $5,000-$14,000, add one percent. For loans up
to $4,999, add two percent. |
| 3 |
Minimum loan amount on terms 72
months and up is $25,000. |
4 |
See bottom of page for more important
rate information. |
* |
APR = Annual Percentage Rate |
Auto
Extended Warranty Services
InterContinental Warranty Services, Inc. (IWS) is committed
to offering credit union members vehicle protection programs
commonly known as Vehicle Service Agreements (VSA) and Mechanical
Breakdown Insurance (MBI). This commitment has driven IWS
to become the most innovative, progressive and respected company
in the automotive insurance industry.
IWS's flexible protection
program will safeguard you from the high costs of future mechanical
repairs on your new or used car. Repairs on covered vehicles
can be made at any licensed repair facility within the U.S.
or Canada. For more information about this program, click
here.
Chrome
Carbook
TIC offers Chrome Carbook to help you research your new automobile.
Chrome Carbook is an online research system that allows you
to get the information you need when shopping for a new car.
The benefits include:
- MSRP (Manufacturer's Suggested Retail
Price) and Dealer Invoice Price
- Investigate more than 6,000 Makes and
Models
- Specify standard and optional equipment
- Compare vehicles side-by-side
- Find wholesale and retail prices for
used cars
- Request quotes from dealers in our 20,000
dealer database
Click
here for more information.
Credit
Life and Disability Insurance
In the event of your death, Credit Life insurance pays the
insured balance of your auto loan, up to the policy maximum.
Should you become disabled by a covered sickness or accident,
your loan payments are protected. Applying for Credit Life
and Credit Disability insurance is easy. The sooner you enroll,
the sooner you'll have this important financial coverage working
for you and your family. See a TIC Full Service Representative
for more information.
Guaranteed
Auto Protection
Auto Protection (GAP) is a loan/lease
balance deficiency waiver designed to eliminate your unpaid
net loan/lease balance in the event your vehicle is stolen
or damaged beyond repair (totaled). The GAP waiver relieves
you of the responsibility for the full loan/lease deficiency
balance that the proceeds from your primary insurance policy
or any applicable third party insurance policy does not cover.
See a TIC Full Service Representative for more information.
TIC
Autos For Sale
Need a new car or truck? TIC sells repossessed automobiles.
Click here to see the autos
TIC has for sale.
4 |
The following rates apply if your secured or personal advance is repaid by payroll deduction: A 24-month term has a rate as low as 5.00% and an estimated monthly payment of $43.88 per $1000 borrowed. A 25-36 month term has a rate as low as 5.25% and an estimated monthly payment of $30.09 to $42.32 per $1000 borrowed. A 37 – 48 month term has a rate as low as 5.75% and an estimated monthly payment of $23.38 to $29.57 per $1000 borrowed. A 49 – 60 month term has a rate as low as 6.00% and an estimated monthly payment of $19.34 to $23.07 per $1000 borrowed. A 61 – 72 month term has a rate as low as 6.25% and an estimated monthly payment of $16.70 to $19.18 per $1000 borrowed. A 73 – 84 month term has a rate as low as 6.75% and an estimated monthly payment of $14.98 to $16.75 per $1000 borrowed.
The following rates apply if you do not have payroll deduction: A 24-month term has a rate as low as 5.25% and an estimated monthly payment of $43.99 per $1000 borrowed. A 25 – 36 month term has a rate as low as 5.50% and an estimated monthly payment of $30.20 to $42.43 per $1000 borrowed. A 37 – 48 month term has a rate as low as 6.00% and an estimated monthly payment of $23.49 to $29.68 per $1000 borrowed. A 49 – 60 month term has a rate as low as 6.25% and an estimated payment of $19.45 to $23.18 per $1000 borrowed. A 61 – 72 month term has a rate as low as 6.50% and an estimated monthly payment of $16.81 to $19.30 per $1000 borrowed. A 73 – 84 month term has a rate as low as 7.00% and an estimated monthly payment of $15.10 to $16.87 per $1000 borrowed.
|
|
