TIC's RESIDENTIAL LENDING
DEPARTMENT
TIC offers many different
types of mortgages to fit your every need. To make an appointment,
e-mail us, contact our
Mortgage Division at 706.320.8585 or stop by our 13th Center
Office at 1251 - 13th Street to find out how TIC can help
you buy the home you've always dreamed of.
- Fixed Rate Mortgages
- Adjustable Rate Mortgages
- Balloon Loans
- FHA & VA Loans
- Jumbo Loans
- Construction Loans
- Non-conforming Loans
- Home Equity Loans (line of credit, closed
end, and undeveloped real estate).
ADVANTAGES TO A CREDIT UNION
MORTGAGE LOAN
- Preliminary Mortgage Counseling
- Member Pre-Qualification
- Itemized Estimate of Loan Charges
- Competitive Interest Rates and Points
- Variety of Loan Programs to Choose From
- Automatic Deduction of Monthly Payment
from Your Transaction Account
WHAT TO BRING TO APPLICATION
- Addresses of residency for past two
years.
- Names and addresses of employers for
past two years.
- Names, addresses and account numbers
for all liquid assets (checking, savings, etc.).
- Names, addresses and account numbers
for all liabilities (auto loans, credit cards, mortgages,
personal loans, etc.).
- Copies of last years W-2s and pay stubs
for last thirty days. If self-employed, copies of last
two years personal tax returns signed and dated, copies
of last two years business tax returns signed and dated
and a copy of the business year-to-date Profit & Loss
Statement.
- Copies of divorce decrees and separation
agreements if applicable.
- Copies of all bankruptcy documents if
applicable.
- Completed purchase contract signed by
all parties.
- Name and address of current landlord.
- Copy of current deed and title insurance
policy if you are refinancing.
- Complete information on other real estate
owned (current lenders, payments, balances, rental income,
leases, etc.).
- Satisfactory evidence for other sources
of income.
Georgia Residential Mortgage
Licensee |
