VISA CREDIT CARDS
TIC offers three VISA
credit cards to meet the borrowing needs of our members. These
cards include: Platinum, Gold and Classic.

Regardless of the card you qualify for, you
will enjoy these benefits:
- No Annual Fees
- Low Fixed Rates
- 25-Day Grace Period*
- Cash Advances at ATMs worldwide
- Up to $500,000 Travel Insurance Coverage
- Balance Transfers
- Credit Life and Credit Disability
Insurance (optional)
- Scorecard Rewards
VISA Platinum
- Low Fixed Rate of 6.9%
APR**
- No Annual Fee
- Credit Lines from $5,000 to $20,000
- $500,000 Travel Insurance Coverage
- Automatic Transfer Payment Option
VISA Gold
- Low Fixed Rate of
9.9% APR**
- No Annual Fee
- Credit Lines from $2,000 to $15,000
- $500,000 Travel Insurance Coverage
- Automatic Transfer Payment Option
VISA Classic
- Low Fixed Rate of 12.9%
APR**
- No Annual Fee
- Credit Lines from $300 to $10,000
- Automatic Transfer Payment Option
VISA Share Secured
- Low Fixed Rate of 5.9%
APR**
- No Annual Fee
- Amount secured in Share Savings account
determines credit limit (minimum of $300.00)
- Automatic Transfer Payment Option
ScoreCard Rewards

Wouldn’t it be great if you could earn Bonus Points for every purchase you made with your TIC VISA card? Now you can! Your TIC VISA Debit or Credit card now includes ScoreCard, a rewards program like no other. You now earn Bonus Points for every qualified retail purchase you make. Those points can be redeemed for brand-name merchandise and awesome travel awards, including airline tickets! For a complete list of items your Bonus Points can be redeemed for go to www.ScoreCardRewards.com. To learn about this addition to your applicable checking account, visit the Checking page.
4 Easy Ways to Apply for a TIC VISA:
-
E-mail
Us and request to have a VISA credit card application to be sent to you by mail,
- Stop by one our locations,
- Contact a TIC Phone Representative at
706.320.8500, OR
- Write us at:
TIC Federal Credit Union
PO Box 9818
Columbus GA 31908-0818
| * |
25 day grace period to pay your entire statement balance before a finance charge on purchases will be imposed. There is no grace period for cash advances. |
| ** |
Annual Percentage Rate. The annual percentage rate may vary. |
Note: |
The credit you are applying for will be determined by a review of your credit report and other pre-determined credit criteria. |
|